An instant swap between two coins in the catalogue, with no order book. The displayed quote already includes the 3.50% fee — what you see is what you receive when you confirm. Settlement is routed through stablecoin on the networks where OFFCODE holds reserves; for small amounts or pairs without spot liquidity, it is the simplest path.
The convert fee falls with your 14-day volume: 6 VIP levels, up to 25% off. The table is under Fees.